Most households have multiple loans (home loan, car loan, personal loan) and credit card debts, not to mention the other bills that come in regularly. These loans, debts and bills have to be paid on the due date each month. Keeping track of the dates to be paid by and having to budget to ensure that sufficient funds are available to meet these payments can lead to stress.
Whilst not much can be done about the bills, it might help to have at least all the loans and debts rolled into one loan with one repayment amount on one specific day of the month. This is done by way of refinancing the home loan to include all other short-term loans and debts.
